CTPL covers your legal liability related to bodily injury or death of a third party
CTPL policy pays when your car causes someone not in your car to visit a doctor or hospital.
CTPL policy pays for the burial expenses, etc.
It covers any damage or injury caused by the insured. CTPL offers cover against any legal liability to a third party when you are at fault.
CTPL insurance policy does not cover the cost of damages to a vehicle or the belongings in the vehicle in case of an accident. It will also not provide cover if your car or belongings are stolen or damange.
If you want more protection and coverage, get comprehensive insurance. Check out our quotes for free. No registration required.
Getting insurance can be confusing, so we worked hard to make it simple. If you still have questions let us know, we are happy to help!
Is a Land Transportation Office mandated coverage policy that protects against financial loss because of motor vehicle related physical injuries or property damage of others caused by accidents arising out of ownership, maintenance or use of a motor vehicle.
Brand new cars Compulsory Third Party Liability (CTPL) policies are three years. These policies are usually purchased directly from the car dealer. After the first three year policy expires, the next policy is one year. Our polices are for one year.
No worries, if you expires, let's say, in four months, you can absolutely purchase a new policy for the new period to ensure, continuous coverage
Customizing CTPL insurance plans to include additional coverage is often not feasible.